Can apply for investors a person or an entity that follow the next requirements:

• • Having a valid bank account in  United States.
  • If it´s a phisical person it has to be older than 21 years, be resident at the United States and have the legal capacity to engange and realice legal agreements.
  • If it´s a comercial Enterprise it has to be registered properly at the mercantile registry.
  • If it´s a foundation it shall be registered in the register of foundations.

 which have been doing business since 1841 and are listed on the New York stock market..

In addition our payment platform is operational 24/365 days, through collection entities and regulated payments, for the markets where we provide our services.

Those natural or legal persons that show they have financial knowledge or to have a financial manager would have a limit on their investments of 10.000€ per year and 3.000€ per project. Those amounts only could be invested in the total of all the platforms in the country. For example: An investment of 6.000€ in projects published at our Marketplace form APF Capital in 2018. Limitation of 4.000€ for other maximum investments to be realized at the same year in Marketplace or vice versa.

No, they don´t have a limit on their investments for the loans, in the case that the investment is through shares, the propietary of the company will publish the participation to give up to the investor and will decide if there´s a limit in the participation of shares.

It will depend on the credit rating from the company thaat needs the capital.

We got some agreements with external companies that rate the risk of the companies we publish in our Marketplace.

You should end your register as an investor, providing al the legal documentation that is requested in the section of registry of investors. Once the register is done, you can top up your ewallet through card or bank transference.

If it pass from the 60% of the collection objective, the company should ask for a second round, and in case that the investment isn´t formalized the money will return to the ewallet of the investor.

Yes, to lend money to companies it creates a capital loss risk, however and always we request for guarantees to the companies that requires the credits.

The investor doesn´t pays any commission for top up the ewallet if he invests the same amount in anyone of the published projects. If the investor don´t invest and want to realice an subscription of his top up, this will have a penalization that depends on the way that it was realized the top up of the ewallet.

The interests and profits obtained will be paid out on the ewallet, you can manage them for doing a bank transference to your bank account or they can be reinvested in other projects.

The money that is deposite don the ewallet only can be managed by you, APF Capital doesn´t have any access to your capital, your ewallet account is on your name and operated by an external supplier that have a banking license for can operate those custody services and keep safe your money in segregated bank accounts.

Yes you have to, and also it´s mandatory to do the pertinent withholding tax for the payments of the tributes at the country in which is the source of incomes.

In such that case APF Capital through external law offices specialized in recoveries will help in the management of the claims, but this is just in case the friendly conciliation don´t work. APF Capital is not responsable for this non-payments, our operations are just the intermediation between the investor and the company that needs the loan, but we are not responsable for the non-payments.